BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Democratize Intel//Calendar//EN
CALSCALE:GREGORIAN
X-WR-CALNAME:Democratize Intel
BEGIN:VEVENT
UID:genius-effective@democratize-intel
DTSTAMP:20261109T000000Z
DTSTART;VALUE=DATE:20270118
DTEND;VALUE=DATE:20270119
SUMMARY:GENIUS Act takes effect (latest date)
DESCRIPTION:Rule takes effect. Only permitted issuers may offer payment stablecoins to US persons\; platforms must stop offering others after a further grace period. Information only\, not advice.
END:VEVENT
END:VCALENDAR